Loan Rates

Rates as of 03/31/2026
Rate Description Term Payment Description APR APR Type
SIGNATURE 0-48 MONTHS example: 36 mths @ 10.50% = $32.50 per month per $1,000.00 as low as 10.50% Fixed
NEW VEHICLES, BOATS, RV’S 0-72 MONTHS example: 36 mths @ 5.10% = $30.01 per month per $1,000.00 as low as 5.10% Fixed
USED VEHICLES, BOATS, RV’S 0-60 MONTHS example: 36 mths @ 6.00% = $30.42 per month per $1,000.00 as low as 6.00% Fixed
USED VEHICLE (7 YEARS OR OLDER) UP TO 60 MTHS example: 36 mths @ 10.50% = $32.50 per month per $1,000.00 (50.00 min pymt) as low as 10.50% Fixed
COMPUTER UP TO 24 MTHS example: 24 mths = $45.91 per month per $1,000.00 9.500% Fixed
SHARE SECURED Highest Dividend+2.000% Fixed
OTHER COLLATERAL CONSIDERED up to 18.000% Fixed

*Annual Percentage Rate. Rate based on your credit history. Your actual rate may be higher. *Rates as low as

Savings/Shares Rates

Rates as of 03/31/2026.
Rate Description Term Dividend Rates APY
Share Balance $25.00-$15,000.00 Quarterly .75% .75%
Share Balance $15000.01-$30,000.00 Quarterly 1.25% 1.26%
Share Balance $30,000.01 + Quarterly 1.75% 1.76%

*Annual Percentage Yield.

Share Draft

Rates as of 03/31/2026.
Rate Description Term Dividend Rates APY
SHARE DRAFT N/A 0.00% 0.00%

Share Certificates

Rates as of 03/31/2026.
Rate Description Term Dividend Rates APY
SHARE CERTIFICATES 1 YEAR 3.00% 3.04%

*Annual Percentage Yield.