It’s easy to join. Simply come by the office and talk with our account representative. You will need to bring your driver’s license and social security card for ID. If you do not have your social security card, bring a document with your social security number on it. All you do is sign a membership card and either deposit $25 or sign up for payroll deduction to have the money deposited into your account. The minimum balance required is $25.00.

All staff members, students, and their families of the Refugio, Woodsboro, or Austwell-Tivoli Independent School Districts are eligible to join. Also, members of the Refugio County Jamboree, Fesco, Ltd, Smith Services, Inc. and their families are eligible to join.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you.